You understand and agree that http://cheaploansdirectory.com will collect the information that you provide on any of the forms submitted, and that this information will be used for the purpose of finding a lender. There may be additional steps required during the process concerning your current income and employment of bank account history once you have submitted this page.

You agree that information provided by you on http://cheaploansdirectory.com at any time during the process may be shared with third parties, and this agreement includes any lender network associates or members, as well as any third party lenders which have a marketing relationship with this website’s operator. For additional details on how your information is shared please refer to our Privacy Policy. Your information will be evaluated by prospective lenders, and they will decide whether they can give you a loan.

http://cheaploansdirectory.com makes no guarantees about the ability to find you a lender, and also makes no guarantees concerning approval by any lender because the decision on whether or not to approve a loan for you is up to the individual lender.

http://cheaploansdirectory.com is not in the loan business and is not a lender, does not make any credit decisions or determine loan approval in any way regarding the services offered. We do not guarantee that approval will be given by any lender for a cash advance in any way. http://cheaploansdirectory.com does not offer service to all states in the USA, and at times the list of states serviced by the website may change without any notice given. The Terms and Conditions of http://cheaploansdirectory.com offers further details on this.

Typical credit checks with the 3 major credit bureaus are performed by payday advance lenders. Other checks and verifications may also be done, and this may include verifying the social security number you provide and using national databases including DataX, Teletrack, and DP Bureau, which tracks lending institutions and their consumer transactions. When you submit the completed form you understand that you are agreeing that you give permission for and allow participating lenders to accept, verify, research, review, and collect your information as outlined. Normally this type of inquiry will not have any impact on your credit score. The time required for the cash transfer can vary among lenders.

The loan amount offered by any lender may not be in the maximum amount specified or advertised, but it is possible to re-submit and receive a second loan from a different lender. There is no obligation on your part to accept any loan which is offered. You should understand that a short term cash loan or payday advance loan is intended to be a short term solution, to provide financing for a short period to meet your cash needs. Payday cash loans should never be viewed as a long term financing solution. The recommendation is that you only borrow the amount which can be paid back next payday without causing you financial difficulties again.